In the United Kingdom, there are certain housing benefit rules that are applicable to people who are single and under 35 years of age. This article will give a brief overview of these rules and explain how you can take advantage of them.
Before you apply for housing benefit, it is advisable to use a benefits calculator to confirm if you are eligible. There are instances when you might be required to claim Universal Credit. For you to qualify for housing benefit, these are the requirements:
- Your savings are below £16,000
- You pay rent
- You are claiming benefits or have a low income
You are eligible to apply for the program, no matter if employed or unemployed. However, if you are living with a partner, only one person will get a housing benefit. If you qualify, you will be in a position to get a benefit for a single room in shared accommodation or a bed-sitter accommodation, if you are a lone.
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How does it feel when you’ve spotted the perfect home and you are sure that covering the monthly mortgage and bills won’t be a problem? It feels great, right? Unfortunately, the problem comes when the lender requests a down payment. In most cases, nurses are not in a position to pay the down payment as requested. Could this mean you are not lucky?
Not quite. Today, there are more than 2000 down payment programs that will come to your rescue as long as you meet eligibility requirements. These requirements have to do with credit, occupation and income. It is unfortunate that many people are not aware of down payment assistance programs or assume that they can’t qualify.
How can you find a down payment program?
If you conduct a good online research, you’ll find a couple of down payment resources that have a calculator to show you if you are eligible and what you need to do to be eligible. You can find a variety of listing services that have an icon on the various properties that qualify for down payment assistance programs.
Nurses are advised to consult their lender or real estate agent for programs available in their counties since they change from time to time.
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You are ready to buy a property and you consider a studio apartment. Will it be a good place to live? Does it have good rental income potential? Will it be suitable for you in the long term? Get the answers to these and other important questions from the list of pros and cons of studio apartments.
Before we move on to the good and not so good sides of owning a studio, it’s worth defining this type of property. This is an apartment consisting of a single living space, meaning you will have no walls between the kitchen, living room and bedroom. The bathroom is separate, of course, and has a door, which usually can be locked too. Let’s get down to the evaluation of this type of property now.
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A vacation home that brings rental income is a dream come true, but how do you buy one? Use this quick guide on how to invest in vocational rental property to help you prepare. Let’s begin.
Select a Place
Consider your preferences, but don’t forget to evaluate each location from the point of view of an investor and think in perspective. How long is the peak season and what is there to attract potential visitors during the low season? How popular is the place compared to other vacation spots nearby and ones that are further away, but are considered to be its major competitors? How is the local tourist industry developing?
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Buying and selling things are common practices in our lives, but sometimes, there are things we cannot do by ourselves and that are better left to a professional.
One of those cases is when you are trying to sell a property. Not only because they are expensive and finding someone with the money to buy it is challenging, but because there are so many rules to follow.
Whenever you try to sell a property, the best thing you can do is to let a Real Estate Agent to take care of things, but you must be careful with whom you choose.
Depending on the person you chose, the results may be disastrous. Or it can be like a breeze, and you will have the money in no time.
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Becoming a real estate developer is possible for anyone that’s serious about pursuing or already possesses the necessary education, work experience, drive, and commitment to become qualified.
Here are five key-steps to keep in mind if you’re seriously considering a profession as a real estate developer:
1. Education – While it is true some successful real estate agents without a college degree have gone on to make millions of dollars as an agent; most real estate developers have a college degree in a relevant field at minimum. This is not just to meet the guidelines of prospective employers, but also a requirement by most insurance agencies to get the necessary liability protection you will need in the future.
Continue reading “How to Become a Real Estate Developer”